Colorado

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Brighton, Colorado CD Rates – 2-Year

You are viewing rates from banks across Brighton





Below are two-year Certificates of Deposit (CD) rates from banks in Brighton, Colorado. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Brighton, CO - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.56% → 3.50% → 2.95% → 3.30% → 3.10%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.90%

$10,000

17.94

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0.75%

$10,000

19.98

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.70%

$10,000

18.17

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0.70%

$10,000

13.13

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0.70%

$100,000

21.23

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0.60%

$10,000

21.23

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0.50%

$10,000

19.83

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0.45%

$10,000

21.59

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0.35%

$100,000

17.88

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0.30%

$10,000

18.12

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0.30%

$10,000

21.65

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0.30%

$10,000

17.88

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.15%

$1,000

20.24

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0.08%

$500

18.13

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Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Brighton, CO - July 16, 2025


Branch Street City State
Beal Bank USA
Denver Branch
154 Steele Street Denver CO
FirstBank
64th & Mcintyre Branch
15250 West 64th Avenue Arvada CO
Zions Bank
Longmont Branch
2011 Ken Pratt Boulevard Longmont CO
BOKF, National Association
Lakewood Branch
201 Wadsworth Boulevard Lakewood CO
JPMorgan Chase Bank, National Association
Mccaslin Branch
578 South Mccaslin Boulevard Louisville CO
First Western Trust Bank
First Western Trust Bank Branch
1900 16th Street, Suite 1200 Denver CO
High Plains Bank
Longmont Branch
600 Kimbark Street Longmont CO
Glacier Bank
River North Branch
3350 Brighton Boulevard, Unit 135 Denver CO
Academy Bank, National Association
Academy Bank, National Association Branch
500 Summit Boulevard Broomfield CO
NBH Bank
Arvada Branch
7530 Grandview Avenue Arvada CO
North Valley Bank
Broomfield Town Centre Branch
1210 East First Ave. Broomfield CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
FlatIrons Bank
Longmont Branch
522 4th Avenue Longmont CO
The Pueblo Bank and Trust Company
Denver Branch
2351 South Colorado Denver CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
ANB Bank
Downtown Denver Branch
600 16th Street Denver CO
Liberty Savings Bank, F.S.B.
E Yale Ave Branch
6460 E. Yale Avenue Denver CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
UMB Bank, National Association
Lodo Branch
1400 Wewatta St Denver CO
MidFirst Bank
Downtown Banking Center Branch
555 17th Street Denver CO
Glacier Bank
River North Branch
3350 Brighton Boulevard, Unit 135 Denver CO
Bank of Estes Park
Niwot Branch
7980 Niwot Road Niwot CO
First National Bank of Omaha
Louisville Branch
515 Mccaslin Blvd Louisville CO
KeyBank National Association
Westwood Keycenter Branch
15590 West 64th Avenue Arvada CO
First-Citizens Bank & Trust Company
Denver Cherry Creek Office Branch
3611 East 1st Avenue Denver CO
U.S. Bank National Association
64th And Mcintyre King Soopers Branc Branch
15200 West 64th Avenue Arvada CO
Bank of America, National Association
Cherry Creek Branch
100 Filmore Street, Suite 100 Denver CO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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